Zakat Calculator
Calculate your annual Zakat on gold, silver, cash, savings, business assets and liabilities based on Nisab.
💎 Assets
💳 Liabilities
⚙️ Nisab Settings
About This Tool
Calculate your annual Zakat — one of the Five Pillars of Islam — instantly with our free Zakat calculator. Works with silver Nisab (recommended by most scholars as it benefits more recipients), gold Nisab, or custom values. Supports all Zakatable assets including gold, silver, cash in hand, bank savings, business stock, investments, and loans given to others, while deducting liabilities like debts owed and pending bills. Zakat rate is 2.5% on wealth held for one lunar year above the Nisab threshold.
How to Use
- 1 Enter the cash value of your gold and silver holdings.
- 2 Add cash in hand, bank savings, business assets, and investments.
- 3 Enter any debts or pending bills as liabilities.
- 4 Select Nisab basis (silver recommended) and enter current price per gram.
- 5 Your Zakat due (2.5% of net wealth above Nisab) is shown instantly.
Why Use This Tool
- ✅ Based on authentic Nisab standards (87.48g gold, 612.36g silver)
- ✅ Flexible: silver, gold, or custom Nisab amount
- ✅ Includes all Zakatable assets and liabilities
- ✅ Works in any currency — enter values in your local money
- ✅ Privacy-friendly: all calculations happen in your browser
- ✅ Available in 5 languages for South Asian Muslims
Frequently Asked Questions
What is Nisab in Zakat?
Nisab is the minimum wealth threshold above which Zakat becomes obligatory. It equals the value of 87.48 grams of gold or 612.36 grams of silver. Most scholars recommend using silver Nisab as it is lower and benefits more recipients.
What is the Zakat percentage?
Zakat rate is 2.5% (or 1/40) of the net wealth held for one complete lunar year (Hawl) above the Nisab threshold. Different rates apply for agricultural produce and livestock.
Do I pay Zakat on my primary house?
No. Personal-use assets like your primary residence, personal car, clothes, and household furniture are exempt from Zakat. Only wealth held for saving, trading, or investment is Zakatable.
Should I use gold or silver Nisab?
Silver Nisab is recommended by most contemporary scholars because its lower value means more people qualify to pay Zakat, and more poor people receive it. However, either is valid according to classical Islamic jurisprudence.
Is Zakat calculated on total savings or profit only?
Zakat is calculated on the total net wealth you own at the end of one lunar year, not just profit. This includes all cash, savings, gold, silver, business stock, and investments minus debts owed.
When should I pay Zakat?
Zakat becomes due when your wealth has exceeded Nisab for one full lunar year (Hawl). Most Muslims choose to pay during Ramadan for increased reward, but you can pay any time after the Hawl completes.